Terms of Service – ForeclosureWatch.com
Last Updated: 12/1/24
Welcome to ForeclosureWatch.com. These Terms of Service (“Terms”) establish the rules, responsibilities, and expectations for your use of our website (www.foreclosurewatch.com, the “Website”) as well as any related services, events, or educational programs offered by ForeclosureWatch.com. By using or accessing the Website, you (“User”) accept these Terms in full. If you do not agree, you must discontinue use immediately.
ForeclosureWatch.com may update these Terms periodically to reflect changes in technology, business practices, or legal requirements. We encourage Users to review these Terms regularly. Continued use of the Website after modifications are posted constitutes acceptance of the updated Terms. Violations of these Terms may result in suspension or termination of access, and we may pursue any legal or equitable remedies available.
1. Collection and Use of Information
When you interact with ForeclosureWatch.com, we may request certain personal details, such as your name, email address, phone number, and other optional data you choose to provide. This information is generally collected when you sign up for an account, register for updates, or engage with our educational offerings
For your security, we may send a verification message to confirm your email or phone number before you begin receiving updates. If you do not confirm, your registration may remain incomplete, and you may not receive communications through that channel.
Your information may be used for multiple purposes, including but not limited to:
- Delivering the services or products you specifically request.
- Communicating important account updates, offers, or service notices.
- Resolving customer service inquiries and technical issues.
- Confirming your identity to protect against fraud.
- Complying with applicable laws, regulations, and legal processes.
- Supporting internal business operations such as audits, analytics, and service improvements.
- Facilitating mergers, acquisitions, restructurings, or other corporate transactions.
ForeclosureWatch.com values your privacy and takes reasonable steps to secure the information you provide. However, no system is completely secure, and we cannot guarantee absolute protection against unauthorized access.
2. Third-Party Vendors and Services
ForeclosureWatch.com is not a real estate broker, lender, or legal advisor. While we provide access to data, tools, and educational resources, certain information or services on the Website may come from independent third-party vendors such as contractors, lenders, brokers, or educators
These third parties are not controlled or endorsed by ForeclosureWatch.com. Their inclusion on our Website should not be considered a recommendation, guarantee, or endorsement. Any business dealings, financial transactions, or contractual agreements between you and a vendor are conducted solely at your own risk.
By using the Website, you acknowledge and agree that ForeclosureWatch.com bears no responsibility for the quality, accuracy, legality, or outcomes of any third-party services or products. You also release ForeclosureWatch.com from any liability arising out of your interactions with such vendors.
3. Disclaimer of Warranties
The Website, including all data, property listings, educational materials, and related services, is provided strictly “as is” and “as available.” ForeclosureWatch.com makes no guarantees that the information is accurate, up-to-date, reliable, or suitable for your specific needs
We disclaim all warranties, express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties regarding uninterrupted or error-free access.
- Warranties that the Website will be free of viruses, malware, or harmful code.
We strongly advise Users to independently verify property information and consult with qualified professionals such as real estate agents, attorneys, or financial advisors before making investment or business decisions. Reliance on Website content is solely at your own risk
4. Limitation of Liability
To the maximum extent permitted by law, ForeclosureWatch.com shall not be liable for any damages resulting from your use of, or inability to use, the Website. This includes but is not limited to:
- Direct or indirect damages
- Loss of income, profits, or business opportunities
- Data loss or corruption
- Consequential or punitive damages
Even if ForeclosureWatch.com has been advised of the possibility of such damages, liability is strictly limited. In jurisdictions that do not allow the exclusion of certain damages, our liability will be limited to the fullest extent permitted by law.
5. Indemnification
By using the Website, you agree to indemnify, defend, and hold harmless ForeclosureWatch.com, its affiliates, officers, employees, and agents from any claims, losses, damages, liabilities, or expenses (including attorneys’ fees) that arise from:
- Your misuse of the Website or its services
- Your violation of these Terms.
- Any claim that your conduct infringes upon the rights of others, including intellectual property or privacy rights.
This obligation survives termination of your account and your use of the Website.
6. Intellectual Property and Restrictions on Use
All content on ForeclosureWatch.com — including text, graphics, images, logos, databases, and software — is owned by or licensed to ForeclosureWatch.com and protected under intellectual property laws.
You may not:
- Copy, reproduce, or redistribute Website content without authorization.
- Use data mining, scraping, or automated tools to collect Website content.
- Repackage or resell any part of the Website’s information for commercial purposes.
Any violation of these restrictions may result in account termination and potential legal action.
7. User Conduct
When using ForeclosureWatch.com, you agree not to engage in behavior that could harm the Website, its users, or its reputation. Specifically, you agree not to:
- Post or transmit unlawful, threatening, defamatory, obscene, or abusive material.
- Introduce malware, viruses, or other harmful technology.
- Impersonate another person or misrepresent your identity.
- Exceed reasonable usage limits, such as automated searches or excessive queries designed to burden the system.
Failure to comply may result in immediate suspension or termination of access, without refund.
8. Subscription and Billing
Certain features of ForeclosureWatch.com require a paid subscription. Subscriptions are billed on a recurring basis unless canceled. Free trials are limited to one per user and may be subject to specific terms disclosed at signup.
By subscribing, you authorize recurring charges to your chosen payment method until cancellation is completed. Mobile subscriptions purchased through app stores (Apple App Store, Google Play, etc.) must be managed directly through those platforms.
Unauthorized chargebacks or fraudulent reversals are prohibited and may result in immediate termination of access and referral to collections.
9. Cancellation Policy
You may cancel your subscription at any time by logging into your account and selecting “Cancel Membership” or by contacting customer support. Cancellations will take effect at the end of the current billing cycle.
Refunds are not guaranteed and are issued solely at the discretion of ForeclosureWatch.com, except where required by applicable law. Non-use of the Website or dissatisfaction with content does not automatically entitle you to a refund.
10. External Links
The Website may include links to third-party websites for informational or convenience purposes. ForeclosureWatch.com does not control, monitor, or endorse such sites and assumes no responsibility for their content, policies, or practices. Users access third-party sites at their own risk.
11. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Maryland, without regard to conflict of law principles. By using the Website, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Anne Arundel County, Maryland, for any disputes arising from your use of the Website.
12. Privacy
The handling of personal data is outlined in our Privacy Policy. By using the Website, you consent to the collection, use, and disclosure of your information in accordance with that policy
13. Entire Agreement
These Terms constitute the entire agreement between you and ForeclosureWatch.com regarding your use of the Website. They supersede any prior agreements or understandings, whether written or oral, relating to the same subject matter
14. Permitted Use - Investors Only
ForeclosureWatch is designed and provided strictly for the use of real estate investors. By accessing or using the platform, you represent and warrant that you are engaging with the service for investment purposes only. ForeclosureWatch may not be used by prospective homebuyers, tenants, or any party seeking personal residential use. Any use of the platform outside of legitimate investment activity is expressly prohibited and may result in immediate termination of access without refund.
